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Feel the fun with over 40 Live Baccarat games at PlayOJO, the home of live casino games online.

There’s a reason Baccarat is the game of choice for high rollers everywhere, but we believe this legendary card game should be accessible to anyone.

With hands from £1, a house edge of just 1% and money back on every bet, we’re on a mission to make Baccarat fair and fun for all. Join a Live Baccarat table today on any device to experience Live Dealer gaming at its very finest.

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What is Baccarat?

Baccarat has stood the test of time because of its simplicity. With just 3 bets to choose from and some hands lasting just 10 seconds, our Live Baccarat games are easy to play, fast-moving and seriously fun.

In a game of Live Baccarat, you can bet on the Player hand, Banker hand or Tie. Once you’ve placed your bets, our live dealers will play out the hands using the most popular Baccarat rules and tell you if you’ve won or lost.

Why play Live Baccarat at PlayOJO?

Join PlayOJO and you’ll discover the biggest selection of Live Baccarat tables online. Our tables are hosted by award-winning providers like Evolution Gaming, Pragmatic Play and Playtech, and use the latest live stream technology and most professional dealers.

Feelgood fun isn’t just about an incredible choice of Live Baccarat games – it's about giving you more every time you play.

That’s why you get money back on every hand of live casino Baccarat at PlayOJO with OJOplus, our no-nonsense perk that gives you real cash back in real time with no strings attached.

When you play live casino games at PlayOJO, you can bet you’ll never see any wagering requirements on our offers, nor any maximum win or winnings paid in anything other than cash.

Live Baccarat games open now

All our Baccarat live tables are supplied by the world’s leading Live Casino software providers. That means you get high-definition video streams, premium online gaming interfaces and friendliest Baccarat live dealers. From classic online Baccarat to new games like Lightning Baccarat, we’ve got you covered.

Try standard live dealer Baccarat with multiple tables open 24/7 and stakes from £1 to £10,000 per hand. Want something a little faster? Play Speed Baccarat with face-up cards and rapid results delivered in under 30 seconds. Like a little extra sweat in your game? Try Baccarat Squeeze, where the dealers reveal cards more slowly for added drama.

If doubling your money is a little skinny for you, there's popular Lightning Baccarat with random card-based multipliers in every hand and payouts of up to 521x. Try XXXtreme Lightning Baccarat for even bigger payouts, Mega Baccarat for a dice-powered Mega Round and Prosperity Tree Baccarat, where multipliers fall from the tree of wealth in every single hand.

How to play Baccarat

Baccarat is a game of luck, just like roulette, with 3 main bets to choose from. The Player hand pays 1 to 1, the Banker hand pays 0.95 to 1 and the Tie bet pays 8 to 1.

Each hand is dealt 2 cards – sometimes 3 – and the hand whose value is closest to 9 wins.

In Baccarat, card values are different to other card games. Aces are worth 1, Tens and Face Cards are worth 0, and all other cards are worth their face value. Hands worth 10 or more have the first digit removed. For example, 8-3 is worth 1 instead of 11.

How to play Baccarat

Baccarat is a game of luck, just like roulette, with 3 main bets to choose from. The Player hand pays 1 to 1, the Banker hand pays 0.95 to 1 and the Tie bet pays 8 to 1.

Each hand is dealt 2 cards – sometimes 3 – and the hand whose value is closest to 9 wins.

In Baccarat, card values are different to other card games. Aces are worth 1, Tens and Face Cards are worth 0, and all other cards are worth their face value. Hands worth 10 or more have the first digit removed. For example, 8-3 is worth 1 instead of 11.

If either Player or Banker makes 8 or more, the game is over and the hand with the highest value wins. For all other hand scenarios, the Baccarat Third Card Rule comes into play. You can read more about the Third Card Rule in our Baccarat Guide.

FAQs

Of the three main Baccarat bets, the Tie has the biggest payout odds of 8 to 1. In new Live Baccarat games like Lightning Baccarat, these odds can be boosted up to 800 to 1 or more.

Each Baccarat bet has a slightly different house edge and RTP, because of the different payout odds and actual probabilities. The Player bet has an RTP of 98.76%, the Banker bet is 98.94% and the Baccarat Tie bet is 85.64%.

As Baccarat is a casino game that is 100% luck with purely random outcomes, no Baccarat strategy will return a profit in the long term. Some Baccarat players prefer to bet the Banker bet, as it has the lowest house edge.

The latest Live Casino Baccarat tables have many Baccarat side bets. The P Pair bet pays 11 to 1 if the Player’s first 2 cards are a pair. The B Pair bet is identical but for the Banker hand. The Perfect Pair pays 25 to 1 if either hand has 2 identical cards, or 200 to 1 if both hands have identical cards. Some tables also offer Either Pay, P Bonus, B Bonus and Super 6 side bets.

The Third Card Rule is a set of rules that determines whether a third card is dealt to either the Player or the Banker at Live Dealer Baccarat tables. If either the Player or the Banker has a total of 8 or 9 from the initial two cards (known as a "natural"), no more cards are dealt.

If the Player's total is 5 or less, they receive a third card. If the Player stands (does not draw a third card), the Banker's decision to draw or stand depends on their own hand and the value of the Player's third card. You can see the full Third Card Rule table and learn how to play Baccarat in our Online Baccarat Guide.

Most Live Dealer Baccarat games are only available for real money in the UK, but there are a few Baccarat games you can try for free. If you have a verified PlayOJO account, log in and search for Evolution’s First Person Baccarat series or their Prosperity Tree Baccarat Live tables. You can also try Playtech’s Multi Table Baccarat and Baccarat 1 table for free.

In Live Casino Baccarat, just like other types of online Baccarat, the Player bet pays 1 to 1, the Banker bet pays 0.95 to 1 and the Tie pays 8 to 1. Some side bets may pay up to 200 to 1.

In land-based casinos, Baccarat players love to squeeze the corner of the second or third cards and peek at the number of pips down the side, adding an extra bit of theatre and anticipation to the hand. At some Live Baccarat tables, the live dealer will squeeze a card, and the camera will zoom in on the part of the card the dealer reveals, before the card is turned over.

Yes, there are over 40 Live Baccarat games at PlayOJO, all of which can be played for real money. Minimum bet sizes for this type of live dealer Baccarat start at £1 per hand.

Play live Baccarat at PlayOJO and you’ll get the best deal online, including Club OJO perks and money back on every hand with no strings attached via OJOplus. We don’t do traditional casino bonuses because we believe in fair, open rewards with no sneaky terms. You will get a casino welcome package with your first deposit though, with no wagering requirements at all.