Play Baccarat at PlayOJO Canada

The house has an edge on all Baccarat games at PlayOJO Canada, and the outcome of each and every game is based solely on luck. Please, never chase your losses and always play responsibly.

Fancy a game of baccarat online that’s fair, fun and engaging? You’ve come to the right place! PlayOJO’s got wide baccarat game variety ranging from RNG variants to live dealer options.

Join a baccarat card game conveniently from your computer or mobile device, 24/7. Whether you’re a new player or consider yourself a James Bond-level pro, we’ve got a game that will suit your experience, your style, and your bankroll.

From Speed Baccarat to No Commission Baccarat to good ol’ fashioned Baccarat, OJO brings you all the favourites and more. Even better, we’re the unique baccarat casino in Canada that levels up the fun with OJOplus – giving you money back on ever bet.

How to Play Baccarat

The casino game baccarat (pronounced “baa-kr-aa”) is based on a centuries old card game originating in Italy. It is commonly associated with the rich and popularly portrayed as a favourite of Ian Flemming’s James Bond character in many of the 007 films. Yet, as much as it is associated with elegance, prestige and a brilliant spy, baccarat is a relatively simple game to play.

New to baccarat? We’ve included the basics below to start you on your learning journey.

Here’s how to play the baccarat casino game:

Whether it’s at a land-based casino or an online casino in Canada, players participating in a baccarat game do not get their own cards. No matter how many players are at a baccarat table, only two hands of cards are dealt - the Player’s hand and the Banker’s hand. The objective is to bet if the Banker’s hand or the Player’s hand will win or if they’ll tie. The hand with the highest number of points out of a possible 9 wins.

You can make one of three betting options in a baccarat casino game – 1. Bet the Banker’s hand will win - 2. Bet the Player’s hand will win - 3. Bet the hands will tie. Players place their bets before the cards are dealt. Once bets are placed, a total of four cards are dealt. The dealer places the first card in the Player box, the second card in the Banker box and repeats the process so that each hand has a total of two cards.

If the points total of the first two cards is 8 or 9 for either hand, this is a “natural win”, and the game is over. If both hands do not total 8 or 9, depending on their totals, the dealer may draw one extra card on one or both hands. Neither hand ever gets more than three cards. If there is a tie, neither hand wins nor loses. When the game is over, the dealer collects the lost bets and pays the winnings. A winning bet on the Banker’s hand pays 1 to 1 (even money). A winning bet on the Player’s hand pays 1 to 1. A winning bet on a tie pays 8 to 1. The dealer takes a 5% commission on wining bets on the Banker’s hand only, which is how the casino makes money on baccarat.

Baccarat Games at PlayOJO

Just like our online slots and the many other games we offer here at PlayOJO, there is more than one type of baccarat card game online that you can play. We’ve got multiple variants from the classic that started it all to unique variations that have gained popularity over the years.

Take a virtual seat at tables like…


Traditional baccarat never gets old. If this is the game you want to play, you can experience both live and virtual online baccarat options. Enjoy games with fun side bets like Player Pair, Banker Pair, Perfect Pair, Super 6, Big and Small and more.

Speed Baccarat

Not a player who likes to take things slow? This one’s for you! With only 27 seconds a round, the cards in this fast-paced variant are dealt face up. With two game rounds finished in under 60 seconds, you’ll be on the edge of your seat.

Grand Baccarat

Looking for a high-class game of baccarat that feels like you’re playing with the upper crust? Go Grand! This luxury-themed live game with its elegant gaming environment gives you that VIP vibe and comes with a variety of side bets for an all-around prestigious experience.

OJO makes your online baccarat Canada experience as fun as it can be! With no wagering requirements and money back on every bet, it doesn’t get any better.

Baccarat Rules

A big part of knowing how to play baccarat is understanding how baccarat card points and third card rules work. No worries, though! We promise, casino game baccarat rules are super clear.

Here’s how to calculate hand values in baccarat to score up to 9 points:

King, Queen, Jack and Ten cards are worth 0 points.

Numbered cards 2 – 9 are worth their face value.

Ace cards are worth 1 point.

If points in a hand reach 10 or higher, only the second digit of the number represents the total point value. For instance, if a hand has a 5 and a 7, the total is 12, so the hand is worth 2.

Third card rules for the Player and Banker hands:

For the Player, a third card is drawn only if the hand value is 0 to 5 and the Banker does not have a natural win - 8 or 9 points. In all other cases, the Player’s hand stands.

For the Banker, there are more third card drawing rules due to the Player having the opportunity to draw a third card first. See table below:

Since there are specific rules as to when a third card will be dealt to the Player or the Banker hand, baccarat strategy guides, odds calculators and rule books are not necessary to better understand the game. Pretty cool, eh?

Just remember, knowing how to play, understanding the rules of the game, or employing a strategy does not guarantee a win, ever. The house always has an edge, no matter the baccarat game, slots or any other casino games you play on our site. All games at PlayOJO are 100% based on luck. Never gamble more to recover your losses. Please play responsibly.

Baccarat Online FAQ

To play baccarat online with us is easy. 1- Sign up by creating an account with PlayOJO by entering in your personal details (we guard them with the highest security!). 2 - Make your deposit and claim our welcome offer (no wagering on wins and no strings – terms apply). 3 - Search for baccarat and choose your favourite from our options. 4 - Decide how much you’d like to bet and place your bet on the Player, Banker or Tie. 5 - Good luck and have fun!

Though it all boils down to luck, knowing how to play baccarat and understanding its rules can help you to make informed choices. While no win is ever guaranteed no matter the strategy you might employ, setting a budget, managing your bets wisely, avoiding riskier bets like the Tie Bet and consistently betting on the Banker, may improve wining chances in the long run.

Still, no matter how experienced you are at playing baccarat or the baccarat casino game strategy you might use, we can’t stress enough that no win is ever guaranteed.

Baccarat is a centuries old casino card game that originated in Italy during the 1400s. For all intents and purposes, baccarat is a guessing game. Your objective is to place a bet on which hand out of two (the Banker’s hand or the Player’s hand) will win or if the hands will tie. The winning hand is the one with the highest points out of a possible 9 points.

Some players of baccarat use charts, better known as baccarat scoreboards as a strategy to track and analyze their game to see if there are any trends that occurred in the past game rounds to help “predict” the next outcome. Reading the patterns of these charts takes practice and are typically used by experienced players. Just remember that if you choose to learn how to use these charts to track your play, while they can show a trend, they do not guarantee the outcome of the next game.

And again, the house will always have the edge and outcomes are 100% random and based entirely on luck. Never chase your losses, regardless of strategy or your skill level. Always play responsibly.